Frost Bank

Frost Bank puts modern mobile banking in your hands. Open a checking account in minutes, manage your money on the go, and access 24/7 support from a real banker—all within a single, secure app.

Get Started in Minutes Downloading the app is the first step toward simpler banking. You can open and fund a checking account without visiting a branch, getting you up and running faster than traditional methods.

Move Money Your Way Send funds to anyone across the U.S. using just their mobile number or email—no need to request account details. Pay bills on the go or transfer between your own accounts with a few taps. Mobile check deposits work around the clock, with next business day availability when you deposit before 9pm, up to the daily limit.

View All Your Finances in One Place Link external accounts from other financial institutions to consolidate your money management. The app connects securely with over 18,000 financial institutions and 4,500 apps through the Plaid network, so you can monitor all your accounts without switching between apps. You maintain full control—manage which institutions and apps have access to your data, and revoke permissions anytime.

Security Built In Choose a four-digit PIN unique to your device, or use fingerprint authentication on phones running OS 6.0 and above. Temporarily freeze your debit card with a single tap if needed. All transactions are protected with enterprise-grade security.

Stay on Top of Your Money Track running balances and search your transaction history instantly. Add memos to transactions for better organization. Preview upcoming payments and transfers so you're never caught off-guard. Access cleared check images anytime—view, zoom, save, or print them directly from the app.

Banking Support When You Need It Reach a Frost banker 24/7 with a single tap. No waiting on hold or navigating phone menus—get direct access to someone who can help.

Additional Conveniences Locate over 1,700 Frost ATMs and 150+ financial centers nationwide. Browse customer photos of Texas for a personal touch. Member FDIC.

Frost Bank is built around one principle: better banking, every interaction. Download today and experience the difference.